Number of Self-Employed Workers and Small Business Owners with Marketplace
Health Insurance Coverage in 2021, Ages 21-64
Alabama
29,070 18,840 35,470 24%
Alaska 3,300 2,000 3,920 25%
Arizona 25,110 16,690 31,030 24%
Arkansas 11,340 6,340 13,490 21%
California 333,570 210,720 406,510 25%
Colorado 29,700 19,910 37,320 24%
Connecticut 21,590 13,910 25,810 27%
Delaware 3,280 2,010 3,940 21%
District of Columbia 3,090 2,910 4,240 30%
Florida 345,600 278,660 476,620 26%
Georgia 95,230 63,700 121,000 27%
Hawaii 3,970 2,320 4,780 31%
Idaho 10,230 6,010 12,260 23%
Illinois 49,400 35,570 64,680 25%
Indiana 22,960 13,460 27,160 23%
Iowa 11,940 6,520 13,850 25%
Kansas 16,580 10,470 20,100 24%
Kentucky 12,620 7,450 15,220 23%
Louisiana 17,330 10,150 20,420 28%
Maine 12,160 7,800 14,530 28%
Maryland 25,580 17,840 32,470 21%
Massachusetts 38,530 25,810 47,740 17%
Michigan 43,420 29,060 53,620 24%
Minnesota 21,570 12,250 25,220 25%
Mississippi 16,330 11,040 20,870 20%
Missouri 40,440 25,620 49,140 25%
Montana 8,760 4,340 9,970 26%
Nebraska 15,260 7,900 17,450 27%
Nevada 14,880 9,990 18,960 25%
New Hampshire 10,170 6,540 11,840 30%
New Jersey 49,370 31,380 60,380 23%
New Mexico 6,720 4,400 8,080 22%
New York 45,760 29,020 55,890 23%
North Carolina 83,680 58,600 106,060 23%
North Dakota 5,310 2,360 5,840 32%
Ohio 33,200 21,810 40,240 23%
Oklahoma 28,310 16,370 34,230 25%
Oregon
24,530 15,180 29,290 25%
Pennsylvania 64,080 41,630 78,510 24%
Rhode Island 4,410 2,990 5,390 16%
South Carolina 38,130 24,240 46,310 22%
South Dakota 5,040 2,490 5,830 29%
Tennessee 40,620 27,250 50,100 26%
Texas 233,850 154,810 295,290 27%
State
Small Business Owners
Self-Employed Workers
Either
Share of Marketplace
Enrollees
U.S. Department of the
Treasury Office
of Tax Analysis
August, 2022
Utah 22,420 12,740 27,740 19%
Vermont
5,390 3,240 6,360 27%
Virginia 41,610 28,440 52,690 24%
Washington
37,920 23,990 45,860 23%
West Virginia 3,530 2,370 4,310 22%
Wisconsin
32,740 19,310 38,160 22%
Wyoming 5,060 2,700 5,990 24%
United States 2,107,820 1,413,560 2,646,630 25%
Note: This analysis is based on a 10% random sample of all tax returns. Marketplace coverage is measured using data submitted to the IRS on Forms 1095-A
for tax year 2021. Small business owners are defined based on information contained in Form 1040 Schedules C, E and F, Forms 1065, and 1120S. We follow
the definition used in OTA Technical Paper 4 with the exception that we use a $5 million income threshold. A taxpayer is defined as self-employed if they
received at least 85% of their earnings from income reported on Schedule SE. Because these returns are more likely to be submitted after the April filing
deadline, many taxpayers have not yet submitted their information for tax year 2021. Thus, we define self-employment and small business ownership
based on 2020 data.
State
Small Business Owners
Self-Employed Workers
Either
Share of Marketplace
Enrollees
U.S. Department of the
Treasury Office
of Tax Analysis
August, 2022
