Bill Reference no. format guide for GIRO application
Name of Billing Organisation
HDB - Home Improvement
Upgrading Cost Installment
HDB - Lift/ Interim Plus Upgrading
Cost Installment
HDB - Main Upgrading Cost Installment
HDB - Mortgage Loan Installment
Tax Reference No. as shown on the bill
Reference Number: Personal Tax Reference No. as provided
by billing organisation
Reference Number: 8 alpha numeric characters (case-
sensitive)
Student’s Birth Cert/NRIC No. with prefix
Reference Number: use "Account No." as shown on billing
organisation's bill statement
NTUC Income Insurance
Cooperative Limited
Insurance Policy No. as shown on the first page of the policy
Contract
10-digit Car Loan Account No. which starts with 574 (exclude
all symbols, hyphens and spaces)
Reference Number : 7-digit OCBC Securities Trading Account
Number (exclude all symbols, hyphens and spaces, eg :
0123456)
Singapore Telecommunications
Ltd
Reference Number: use "Account No." as shown on billing
organisation's bill statement
Payment Code can be found on the top right hand corner of
the Bill
The Great Eastern Life Assurance Co.
Ltd (Accident & Health Policies)
"10-digit Insurance Policy No. as shown on the first page of the
policy contract Starts with 6 or 8"
The Great Eastern Life Assurance Co.
Ltd (10 digit)
"10-digit Insurance Policy No. as shown on the first page of the
policy contract Starts with 1, 2 or 5"