Bill Reference no. format guide for GIRO application
Name of Billing Organisation
Reference Number Code
HDB - Home Improvement
Upgrading Cost Installment
11-digit HDB Account No.
HDB - Lift/ Interim Plus Upgrading
Cost Installment
11-digit HDB Account No.
HDB - Main Upgrading Cost Installment
11-digit HDB Account No.
HDB - Mortgage Loan Installment
11-digit HDB Account No.
HDB - Rent
11-digit HDB Account No.
IRAS - GST
Tax Reference No. as shown on the bill
IRAS - Income Tax
Reference Number: Personal Tax Reference No. as provided
by billing organisation
IRAS - Property Tax
Reference Number: 8 alpha numeric characters (case-
sensitive)
Ministry of Education
Student’s Birth Cert/NRIC No. with prefix
MobileOne Ltd
Reference Number: use "Account No." as shown on billing
organisation's bill statement
NTUC Income Insurance
Cooperative Limited
Insurance Policy No. as shown on the first page of the policy
Contract
OCBC Car Loans
10-digit Car Loan Account No. which starts with 574 (exclude
all symbols, hyphens and spaces)
OCBC Credit Cards
16-digit Credit Card No.
OCBC Securities Pte Ltd
Reference Number : 7-digit OCBC Securities Trading Account
Number (exclude all symbols, hyphens and spaces, eg :
0123456)
Singapore Telecommunications
Ltd
Reference Number: use "Account No." as shown on billing
organisation's bill statement
StarHub Ltd
Payment Code can be found on the top right hand corner of
the Bill
The Great Eastern Life Assurance Co.
Ltd (Accident & Health Policies)
"10-digit Insurance Policy No. as shown on the first page of the
policy contract Starts with 6 or 8"
The Great Eastern Life Assurance Co.
Ltd (10 digit)
"10-digit Insurance Policy No. as shown on the first page of the
policy contract Starts with 1, 2 or 5"
The Great Eastern Life Assurance Co.
Ltd (8 digit)
"8-digit Insurance Policy No. as shown on the first page of the
policy contract Starts with 1, 2, 3 or 8"
Town Councils
"C" prefixed followed by your 11-digit HDB Account No.