Instructors Guide
Ways to Pay
Page 1Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Our Program and training materials contain information, names, images, pictures, logos, icons, documents and other material (the “Content”) for the use and information of TD Bank customers and other participants in the Program. The
Content is owned by TD Bank and may not be copied (other than a copy for personal use), modified, distributed, transmitted, displayed, performed, reproduced, transferred, resold or republished outside the parameters of the Program
without the prior written consent of TD Bank, which it may with hold in its sole discretion. You understand and agree that the Content is provided as a benefit to our customers, is for informational purposes only, and that we make no
warranty or guaranty as to its effectiveness in any particular case.
Today’s Session:
This session will take from 40 to 70 minutes and is intended for adults with
diverse abilities who want to learn about ways to pay for things. The first
activity requires learners to make choices about how to pay based on what
they are learning. The second activity focuses on how to write a check.
Participant Materials:
Laptop, projector
Slide deck Ways to Pay. If the slides can’t be displayed on a screen, print enough copies
for each participant. (Tip: To reduce paper usage, print in ‘notes’ view, double-sided.)
Activity Packet, one per learner
Real-life examples of paper currency, coins, credit/debit/gift cards, and checks
Kinds of Money Game Board & Cards (scissors and cardstock required for preparation)
Filling Out a Check Activity Cards
Writing tools
Money Concentration Cards (optional extension activity)
Session Objectives:
Define money, check, debit card, and credit card
See different ways of paying for things
Look at what’s good and not so good about different ways to pay
Explain how a checking account works
Explain how credit cards and debit cards work
Learn how to write a check
Prior to Learners Entering the Room:
• Familiarize yourself with all lesson and activity procedures.
• Prepare the correct number of activity packets to hand out.
• Prepare the correct number of writing tools.
• Prepare real-life examples of currency.
• Prepare the Kinds of Money game board and cards, Filling Out a
Check activity cards and Money Concentration Cards (if applicable).
Page 2Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Your Audience:
Keep in mind that your audience a wide range of abilities and learning styles.
Some learners may be fully capable in their cognitive abilities, others may struggle
with conceptual information, vocabulary and numeracy, yet still understand. The
key is to communicate clearly and consistently, paying close attention to cues that
show how your message is being received.
Two Key Teaching Strategies:
• Be short and direct: Make sure you’re not speaking in long, complicated
sentences or using unnecessarily difficult terms.
• Use your voice, your gestures, and visual aids to deliver the message.
— When reading from the instructor guide or a slide for an extended
period of time, you may lose your audience. Break away frequently
to engage the learners, vary your tone of voice, use objects for your
presentation—anything to prevent the the presentation from being
the same thing for many minutes on end.
— Use repetition and reinforcement: It helps to repeat key concepts and to
reward learners for responding to your questions.
— Do not worry about a polished presentation or “keeping on schedule.”
Your learners will appreciate humility and flexibility. Remember, you’re a
friend helping them learn!
Special attention in this lesson:
• Please have materials ready ahead of time. For your audience, you’ll need to
be constantly engaging. Have the Banking Terms Vocabulary Cards ready to go
prior to learners entering the room.
Presentation Tips
Page 3Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Order
Check when
done
Welcome
(5 minutes)
Kinds of Money Introduction
(5–10 minutes)
Kinds of Money Activity
(10–15 minutes)
How to Write a Check
(5–10 minutes)
Assessment
(10 minutes)
Closure
(5 minutes)
(Optional) Kinds of Money
Concentration Game
(15 minutes)
Visual Schedule
Page 4Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
>>> Show the title slide as learners enter
1. Welcome
Say:
Welcome to today’s session. I’m _______________ and I work at TD Bank.
My role is _______________ and I’m happy to take some time today to talk
about ways to pay for things.
As we go along, I encourage you to participate and feel free to ask questions
along the way.
Let’s look at what we’ll learn in today’s session.
>>> Show Slide 2
Say:
Before the end of this class, you will know about different ways of paying for
things (such as money, checks, debit cards, and credit cards) and you will be able
to see what’s good and not so good about each method. You will also learn how
to write a check.
2. Kinds of Money Introduction
Say:
I am going to show you some examples of money. Can you identify each form
of money?
Show learners examples of paper currency, coins, credit cards, and checks.
Examples may be held up or displayed using a projection tool such as a
document camera. Solicit responses.
Say:
Money is “Anything we can use to pay for things.”
Connecting tip: Look back and forth from learners to the screen, make sure
they’re engaged.
>>> Show Slide 3
Page 5Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Say:
Look at this slide to see different ways to pay for things. There are good things
about each one and some things that are not so good. For example:
• Cash is easy to use just about anywhere, but it can be lost or stolen.
• Checks allow you to keep track of your spending. They are also safer to send in
the mail. But checks take time to write and some businesses do not accept them.
• Credit cards allow you to buy now and pay later. But you do have to pay! So you
have to be careful not to spend too much with a credit card.
• Debit cards take money straight from your checking account when you pay. You
can also use a debit card to get cash from an ATM (Automated Teller Machine).
Remember, to use your debit card you have to memorize your “PIN” (Personal
Identification Number).
• Gift cards have money already on them. They can be spent like cash. But often
they can only be used in certain stores. Gift cards can get lost or expire.
3. Kinds of Money Activity
Activity (using Kinds of Money game board and cards) – Allow 10–15 minutes for
Kinds of Money Activity.
Distribute the Kinds of Money game board and game cards to pairs or small groups.
Say:
We will now use this information to make some decisions about how to pay
for things.
Read the directions on the top of the game board to yourself as I read them aloud.
1. Read the statement in each box.
2. Pick the money card you think would be best.
3. Put the money card in the right box.
4. Be ready to talk about your choices.
Do your best to place all the cards on the game board as quickly as possible. In five
minutes we will check to see what form of money you selected for each situation.
NOTE: This activity may also be conducted as a presenter-directed activity by
projecting the game board, reading one statement at a time, polling the learners to
ascertain what payment would work best, and then placing that card in the correct
box. Allow the game to continue for five minutes.
Connecting tip: Vary the time depending on how quickly your learners complete
the tasks.
Page 6Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Say:
Let’s review the money choices you made. Please know that there are no right or
wrong answers. However, some choices are better than others. Certain choices can
make your purchase safer and easier.
Here are some possible answers:
1. What would you use to buy three used books at a neighbor’s yard sale?
Answer: Coins, the books are inexpensive.
2.You need to send $50.00 to your cousin who lives in another state.
Answer: Check, sending a check in the mail is safer than sending cash.
3. How would you pay for holiday decorations, wrapping paper, and candy
at the local department store?
Answer: Gift Card, you likely got a gift card for the holidays.
4. What would you use to buy a new backpack at a sporting goods store for school?
Answer: Credit Card, this may be an expensive purchase and you may need to
borrow the money and pay it back as soon as possible.
5.You would like to take a friend to a movie. How would you pay for the tickets?
Answer: Debit Card, the money for this fun activity should come out of your
checking account.
6. How would you pay the pet groomer who charges $25.00 to shampoo your dog?
Answer: Cash, and it would be nice to give the groomer a $5.00 tip if your dog is
frisky and difficult to work with
Ask:
Now that you have thought about the different ways to pay for things, we have a
few questions to ask.
1. Would you now change your mind on any of the money choices you made?
Answer: Accept a variety of answers.
2. Can you remember the forms of money used for this activity?
Answer: Accept a variety of answers.
3. If you were to receive $50.00 as a gift, would you rather have it in cash, a check,
or a gift card? Why?
Answer: Accept a variety of answers.
WrapUp.
Collect the banking terms and definitions for future use.
Page 7Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
4. How to Write a Check
Say:
We talked about checks as one way to pay for things.
Here’s how a checking account at a bank works. You put money into the account to
keep it safe—this is called a “deposit.” You may use this deposited money as you wish.
One important way to use that money is to write a check. That will pay money out of
your account to whoever you write on that check.
Smartphone tip: Let learners know that they can use their smartphones to see how
much money they have available in the bank.
Say:
You need to be careful when writing a check because everything needs to be filled
out right.
>>> Show Slide 4–8
Say:
Here’s a story about Alex Lee:
Alex’s friend Jackie is having a birthday.
Alex went to Sam’s Super Shop to buy Jackie a gift.
Usually Alex would pay with a card.
But a sign said “Cash and Checks Only.”
Alex was glad he had learned how to write a check.
>>> Show Slide 9
Say:
Here is the check that Alex wrote. (Point to the slide.)
Solicit participant responses to the questions on the visual, making sure to point
to the areas on the sample check where the correct information is located.
Ask:
1. What’s in the space next to the word “MEMO?”
Answer: Alex’s note to remind himself why he wrote the check—a birthday gift
for Jackie.
2. At what store was this check written?
Answer: Sam’s Super Shop
3. On what date was this check written?
Answer: April 1, 2017
Page 8Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Connecting tip: Be patient if some learners require additional time to offer
their sentences.
Say:
You did a good job with these questions about Alex’s check. Now let’s discuss some
questions about checks in general.
>>> Show Slide 10
Say:
What’s good about writing a check to pay for something?
Answer: You do not need to carry around a lot of heavy money if you have a
checkbook. You can keep a record of what you spend. If you lose money it is probably
gone forever but you may get your checkbook back because your name is on it.
What’s not so good about writing a check to pay?
Answer: If you do not keep good records, you can write checks for more money than
is available in your checking account. If you lose your checkbook and a dishonest
person finds it, you could be in big trouble! Someone might try to spend your money.
Why do you need to sign the check?
Answer: It is used to prove that the correct person is withdrawing money
from the bank.
5. Assessment
Activity (using the Blank Checks and Filling Out a Check Information cards) – Allow
10 minutes for the Writing a Check activity
Distribute the Blank Checks activity sheet and writing tools to learner pairs or small
groups. Allow each group to select a Filling Out a Check information card.
>>> Show Slide 11
Say:
We will now practice writing checks.
Every step in writing a check is important.
If done right, it pays the correct amount and there are no mix-ups.
>>> Show Slide 12-18
Say:
These slides list the steps you need to follow when writing a check. This will help you
write your practice checks.
Page 9Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
1. Write today’s date in the upper right corner above the line marked DATE.
2. Write the name of the person or business the check is for next to the line
that says, “Pay to the order of.”
3. Write the correct amount of the check to the right of the dollar sign
using dollars and cents. If the check is for fifty dollars and twenty-three
cents, write “50.23.”
4. Write the amount of the check in word form below the “Pay to the Order
of” line. Make sure you also express the amount of cents if there are cents.
For example, $50.23 would be written “fifty and 23/100.”
5. Sign your name on the line in the bottom right corner. A check is not official
if it is not personally signed.
6. Fill out the memo section on the bottom left of the check where is says
“memo” or “for.” This will help you remember what the check is for.
Say:
You should have an information card, blank check sheet, and writing tool. Follow
the six steps that we just covered and fill out the check on the top of the paper.
Connecting tip: Walk around among learners and coaches to see how it’s going.
When you have completed the check, exchange it with another group. Inspect
each other’s checks to see if anything is wrong. Make any necessary corrections.
Return the corrected check to the original group. If any corrections are needed
the check can be rewritten on the second check on the blank check activity page.
Ask:
What is the hardest part in writing a check?
Answer: Accept a variety of answers.
6. Closure
Ask:
Conclude the activity by asking the learners, as a group, to share five things they
learned about the different kinds of money. Responses can be recorded on a
board or chart paper.
>>> Show Slide 19
Say:
Today we learned the different ways to pay for things and their definitions. We
learned what is good and not so good about each way and we learned how to
write a check.
>>> Show Slide 20
Page 10Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Ask:
Does anyone have any questions?
>>> Leave Slide 20 showing as learners leave.
7. Optional Activity
Activity (using Kinds of Money concentration cards) – Allow 5 minutes for the
Kinds of Money Concentration Game
Encouraging the learners to participate in a concentration game may reinforce the
definitions for the types of money. This activity may be used as an introduction
or as a review. It also can be incorporated into a learning center or be used as a
learner-selected game during free time. Divide the learners in groups of two to
four people. Distribute a set of prepared Kinds of Money Concentration Cards to
each group. Provide learners with the following directions:
1. Shuffle the cards.
2. Lay the cards face down on the table.
3. Take turns turning over two cards at a time.
4. If the type of money pictured on one card matches the definition on the other
card keep the cards and go again.
5. If they do not match, replace them face down and allow the next person to have
a turn.
6. Repeat until all pairs have been matched.
7. The player with the most cards wins!
Page 11Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
1
What would you use to buy three used books
at a neighbor’s yard sale? (They are a bargain at
$.50 for each book.)
2
Round metal pieces of money
3
Piece of paper used to pay
someone from your account
4
Card that lets you buy
now and pay later
5
Card that pays from your
checking account
6
Card with money already on
it. (Usually given as a gift.)
Game Board, Cards and Information Sheets (optional activity)
Kinds of Money – Game Board
Page 12Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Kinds of Money – Game Cards
Cash
Paper money
Coins
Round metal
pieces of money
Check
Pieces of paper used to pay
someone from your account.
Credit Card
Card that lets you buy
now and pay later
Debit Card
Card that pays from
your checking account
Gift Card
(Prepaid Card)
Card with money already on it.
(Usually given as a gift.)
Page 13Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Writing a Check – Step by Step
1
Write the date in the upper right corner above the line
marked DATE.
2
Write the name of the person or business the check is
for next to the line that says, “Pay to the order of.”
3
Write the correct amount of the check to the right of the
dollar sign using dollars and cents. If the check is for fifty
dollars and twenty-three cents, write “50.23.”
4
Write the amount of the check in word form below the
“Pay to the Order of” line. Make sure you also express the
amount of cents if there are cents. For example, $50.23
would be written “fifty and 23/100.”
5
Sign your name on the line in the bottom right corner.
A check is not official if it is not personally signed.
6
Fill out the memo section on the bottom left of the check.
This will help you remember what the check is for.
Page 14Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Filling Out a Check – Information Cards
Information Card #1
Date: August 9, 2016
Business: High Crest Apartments
Bill Amount: $550.00
For: Monthly rent
Information Card #2
Date: February 1, 2017
Business: Local Electric Company
Bill Amount: $134.87
For: January’s electric bill
Information Card #3
Date: April 27, 2017
Business: Pretty Pets
Bill Amount: $40.00
For: Dog Grooming
Information Card #4
Date: May 19, 2017
Organization: Helpful Food Pantry
Contribution Amount: $25.25
For: Donation to local food pantry
Information Card #5
Date: September 1, 2017
Business: The Office Warehouse
Bill Amount: $39.98
For: School Supplies
Information Card #6
Date: August 22, 2016
Business: Snazzy Shoe Store
Bill Amount: $67.98
For: New shoes
Information Card #7
Date: December 19, 2017
Business: Hill Top Tree Farm
Bill Amount: $30.00
For: Christmas Tree
Information Card #8
Date: October 31, 2017
Organization: After School Club
Ticket Price: $15.00
For: Halloween Party
Page 15Personal Finance for Individuals with Diverse Abilities Ways to Pay Instructors Guide
Kinds of Money – Concentration Cards
Cash
Paper money
Coins
Round metal
pieces of money
Check
Pieces of paper used to pay
someone from your account.
Credit Card
Card that lets you buy
now and pay later
Debit Card
Card that pays from
your checking account
Gift Card
(Prepaid Card)
Card with money already on it.
(Usually given as a gift.)
Ways to Pay
Personal Finance for Individuals with Diverse Abilities
Page 1
Our Program and training materials contain information, names, images, pictures, logos, icons, documents and other material (the “Content”) for the use and information of TD Bank customers and other participants in the Program. The Content
is owned by TD Bank and may not be copied (other than a copy for personal use), modified, distributed, transmitted, displayed, performed, reproduced, transferred, resold or republished outside the parameters of the Program without the prior
written consent of TD Bank, which it may with hold in its sole discretion. You understand and agree that the Content is provided as a benefit to our customers, is for informational purposes only, and that we make no warranty or guaranty as to its
effectiveness in any particular case.
Insert instructor's name here.
Insert date here.
What We’ll Learn Today
Define: Money, Check, Debit Card,
and Credit Card
Understand the different ways to pay for things
Look at what’s good and not so good about
the different ways to pay
Learn how to write a check
Personal Finance for Individuals with Diverse Abilities
Page 2
Ways to Pay
Ways to Pay
Paper Money and Coins
Piece of paper used to pay someone from
your checking account
Card that let’s you buy now and pay later
Card that lets you make purchases with
your checking account
Card with money already on it
(usually given as a gift)
Personal Finance for Individuals with Diverse Abilities
Page 3
Ways to Pay
Alex’s Story
Alex’s friend Jackie
is having a birthday.
Personal Finance for Individuals with Diverse Abilities
Page 4
Ways to Pay
Alex’s Story
Alex went to Sam’s Super Store
to buy Jackie a gift.
Personal Finance for Individuals with Diverse Abilities
Page 5
Ways to Pay
Alex’s Story
Usually Alex would pay with a card.
Personal Finance for Individuals with Diverse Abilities
Page 6
Ways to Pay
Alex’s Story
A sign at the store said
“Cash and Checks Only.”
Personal Finance for Individuals with Diverse Abilities
Page 7
Ways to Pay
Alex’s Story
Alex was glad she had learned
how to write a check.
Personal Finance for Individuals with Diverse Abilities
Page 8
Ways to Pay
Alex Writes a Check
Questions:
1. What’s in the space next to the word “For”?
2. At what store was this check written?
3. On what date was this check written?
Personal Finance for Individuals with Diverse Abilities
Page 9
Ways to Pay
About checks
Discuss:
1. What’s good about writing a check to pay for something?
2. What’s not so good about writing a check to pay?
3. Why do you need to sign the check?
Personal Finance for Individuals with Diverse Abilities
Page 10
Ways to Pay
Now let’s see the steps
• Every step in writing a check
is important.
• If done right, it pays the correct
amount and there are no mix-ups.
Page 11
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 1
Write today’s date in the
upper right corner above the
line marked DATE.
Page 12
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 2
Write the name of the person
or company the check is for
next to the line that says
"Pay to the Order of."
Page 13
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 3
Write the correct amount of
the check to the right of the dollar
sign using dollars and cents.
If the check is for fifty dollars and
twenty-three cents, write “50.23."
Page 14
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 4
Write the amount of the check
in word form below the "Pay to
the Order of" line. Make sure
you also express the amount
of cents if there are cents. For
example, $50.23 would be
written, “fifty dollars and twenty
three cents.”
Page 15
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 5
Sign your name on the line
in the bottom right corner.
A check is not official if it is
not personally signed.
Page 16
Personal Finance for Individuals with Diverse Abilities Ways to Pay
STEP 6
Fill out the memo section on
the bottom left of the check
where it says “memo” or “for.”
This will help you remember
what the check is for.
Page 17
Personal Finance for Individuals with Diverse Abilities Ways to Pay
Page 18
Personal Finance for Individuals with Diverse Abilities Ways to Pay
What goes where?
Page 19
Personal Finance for Individuals with Diverse Abilities Ways to Pay
What we learned today
Define: Money, Check, Debit Card,
and Credit Card
Understand the different ways to pay for things
Look at what’s good and not so good about
the different ways to pay
Learn how to write a check
Page 20
Personal Finance for Individuals with Diverse Abilities Ways to Pay
Questions?
Learn personal finance skills
right on your smartphone,
tablet or computer. Visit the
TD Bank learning center at
tdbank.com/financialeducation
and register to get started.
1
Lesson
Page 1Personal Finance for Individuals with Diverse Abilities Ways to Pay Learner Activity
Which Banking Features are Important to You?
Remember that checks do take some time to write and not every place will accept
them, but there also are benefits to writing a check. Checks help you to track your
spending and they are safer to send in the mail than cash.
Directions:
Using the information card given to you by your instructor, fill out the blank check
on Page 2. Use these step-by-step instructions to help you as you go, and place a next
to each step completed.
Place a next to each step completed
1
Write the date in the upper right corner
above the line marked DATE.
2
Write the name of the person or business
the check is for next to the line that says,
“Pay to the order of.”
3
Write the correct amount of the check to
the right of the dollar sign using dollars and
cents. If the check is for fifty dollars and
twenty-three cents, write “50.23.”
4
Write the amount of the check in word form
below the “Pay to the Order of” line. Make
sure you also express the amount of cents if
there are cents. For example, $50.23 would
be written “fifty and 23/100.”
5
Sign your name on the line in the bottom
right corner. A check is not official if it is not
personally signed.
6
Fill out the memo section on the bottom
left of the check where it says “memo”
or “for.” This will help you remember what
the check is for.
Learner Activity
Ways to Pay
Page 2Personal Finance for Individuals with Diverse Abilities Ways to Pay Learner Activity
Our Program and training materials contain information, names, images, pictures, logos, icons, documents and other material (the “Content”) for the use and information of TD Bank customers and other participants in the Program. The
Content is owned by TD Bank and may not be copied (other than a copy for personal use), modified, distributed, transmitted, displayed, performed, reproduced, transferred, resold or republished outside the parameters of the Program
without the prior written consent of TD Bank, which it may with hold in its sole discretion. You understand and agree that the Content is provided as a benefit to our customers, is for informational purposes only, and that we make no
warranty or guaranty as to its effectiveness in any particular case.
Blank Check
Page 1Personal Finance for Individuals with Diverse Abilities Ways to Pay Take Home
What We Learned Today
Today we learned that there are different ways to pay for things and depending on
what you pay for, there might be a better way to pay for it. We learned that money is
anything that we can use to pay for things and we learned the steps for writing a check.
Remember
There are many ways to pay for things. When it is time to buy or pay for
something, think about which way will be easy for you AND keep your money safe.
Practice At Home
Take what you have learned today and practice at home with a friend or caregiver.
Think about the next thing that you need to pay for like a bill, food or a present
for a friend. Discuss the different ways that you can pay for it and decide which
way is best for you.
Words To Know
Cash
A place you where you can save money
for things in the future like school,
a vacation or something for your home.
Check
Short for “Automated Teller Machine.”
A machine that provides cash from your
own bank account and banking services
using a plastic card and a PIN
(personal identification number).
Checking
account
Fees paid by bank customers for
things like cashing checks or using
another bank’s ATMs.
Credit card
An account for money you will spend
using checks or a debit card.
Take Home
Ways to Pay
Page 2Personal Finance for Individuals with Diverse Abilities Ways to Pay Take Home
Our Program and training materials contain information, names, images, pictures, logos, icons, documents and other material (the “Content”) for the use and information of TD Bank customers and other participants in the Program. The
Content is owned by TD Bank and may not be copied (other than a copy for personal use), modified, distributed, transmitted, displayed, performed, reproduced, transferred, resold or republished outside the parameters of the Program
without the prior written consent of TD Bank, which it may with hold in its sole discretion. You understand and agree that the Content is provided as a benefit to our customers, is for informational purposes only, and that we make no
warranty or guaranty as to its effectiveness in any particular case.
Debit card
Money put into a
bank account.
Deposit
Money paid for the use of
saved or borrowed money.
Gift card
An account for money you
hold onto until needed.
Money
Anything that can be
used to pay for things.
Additional Resources:
There are many resources available online that will help both you and your caregiver find
answers to questions you may have. Below is a set of resources that can be found by using
the search guidelines provided.
Council for Economic Education: Information on Different Kinds of Cards
Visit econedlink.org, search for “Debit Cards vs. Credit Cards”
TD Bank: How to Write a Check
tdbank.com/tdhelps
U.S Department of the Treasury: Check Cashing Help
Visit helpwithmybank.gov, select “Checks: Cashing”
