© 2023 Fannie Mae Page iii of 67
Table of Contents
Preface .......................................................................................................................... v
Chapter 1, General Requirements .......................................................................... 7
1-01, Using Machine-Processable Input (12/20/2023) ....................................................................................................... 7
1-02, Performing Monthly Reconciliations (07/15/2020) ................................................................................................... 8
Submitting Formal Reconciliations ................................................................................................................................. 8
Handling Unreconciled Shortages and Surpluses ........................................................................................................... 8
1-03, Requesting Audit Confirmations (11/12/2014) ......................................................................................................... 9
Chapter 2, Reporting Payment Transactions .................................................... 11
2-01, Reporting Due Dates (12/20/2023) ......................................................................................................................... 11
Reporting Due Dates for Summary Reporting Mortgage Loans ................................................................................... 11
Reporting Due Dates for Detailed Reporting Mortgage Loans ..................................................................................... 11
2-02, Reporting a Transaction Type 96 (Loan Activity Record) (01/18/2017) .................................................................. 12
2-03, Reporting a Transaction Type 97 (Extended Loan Activity Record) (01/18/2017) .................................................. 14
2-04, Reporting Specific Payment Transactions to Fannie Mae (08/11/2021) ................................................................. 15
Reporting a Payment, Principal Curtailment or No Payment ....................................................................................... 15
Reporting a Payoff to Fannie Mae ................................................................................................................................ 19
Reporting a Repurchase ................................................................................................................................................ 22
Reporting a Mortgage Loan Liquidation to Fannie Mae ............................................................................................... 24
Recovering Advanced Interest on a Liquidated Delinquent Scheduled/Actual Mortgage Loan .................................. 27
Chapter 3, Reporting Non-Payment Transactions ........................................... 28
3-01, Reporting a Transaction Type 32 (Servicing Transfer Record) (10/13/2021) .......................................................... 28
3-02, Reporting a Transaction Type 81 (Lender Loan I.D. Change Record) (01/18/2017) ................................................ 29
3-03, Reporting a Transaction Type 83 (Payment/Interest Rate Change Record) (01/18/2017) ..................................... 30
3-04, Reporting a Transaction 89 (Discontinuance of Mortgage Insurance) (01/18/2017) ............................................. 32
Chapter 4, Special Loan Handling ....................................................................... 33
4-01, Reporting a Mortgage Loan Eligible for a Payment Deferral (10/11/2023) ............................................................ 33
4-02, Reporting a Mortgage Loan After a Payment Deferral (10/11/2023) ..................................................................... 34
4-03, Reporting a Mortgage Loan After Modification (08/15/2018) ................................................................................ 36
4-04, Reporting a Mortgage Loan After Reclassification (01/18/2017) ............................................................................ 37
4-05, Reporting During the First Reporting Cycle for “Same Month” MBS Mortgage Loans (01/18/2017) ..................... 38