53.203.S
D (0115)
4. Provides 24-hour nursing service by or under the supervision of registered graduate nurses; and
5. Is not other than incidentally: a) a skilled nursing facility, nursing home, custodial care home, health resort, spa or sanatorium, place for
rest, place for the aged, place for the provision of rehabilitation care; b) a place for the treatment of mental illness; c) a place for the
treatment of alcoholism or drug abuse; d) a place for the provision of hospice care; or e) a place for the treatment of pulmonary
tuberculosis.
Illness – means a sickness, infirmity or disease that causes a loss that begins during an Eligible Trip.
Imm
ediate Family Member – means the AAA member’s spouse, civil union partner or domestic partner; children and step-children
(including children who are or are in the process of becoming adopted) under the age of 21; parents, step-parents, siblings, grandparents,
and grandchildren who reside with You.
In
jury – means bodily injury caused by an Accident occurring during an Eligible Trip, and resulting directly and independently of all other
causes in loss.
In
sured Person – means a person:
1. Who is a member of an Eligible Class of persons as described in the Eligibility Class section of the Schedule of Benefits;
2. For whom premium has been paid; and
3. While covered under the Policy.
An Insured Person may be Primary or Secondary. Primary Insured Person is a AAA member possessing the primary membership in a
household. Secondary Insured Person is any AAA member possessing an Associate membership in a household.
Mech
anical Breakdown – means a mechanical issue which prevents the vehicle from being driven. Mechanical Breakdown does not
include running out of gas, tire trouble or failure to perform routine maintenance.
Medical Escort – means a professional person contracted by Our medical team to accompany a seriously ill or injured person while they
are being transported. A Medical Escort is trained to provide medical care to the person being transported. A friend or Family Member
cannot be a Medical Escort.
Mo
tor Vehicle – means a self-propelled private passenger vehicle which is a type both designed and required to be licensed for use on
public roads. The term Motor Vehicle does not include:
1. Motorcycles (except as noted below);
2. Trucks (except for pickup trucks and vans);
3. Trailers;
4. Motorbikes and all-terrain vehicles;
5. Off-road vehicles;
6. Vehicles that don’t have to be licensed;
7. Vehicles that are used for commercial or livery purposes, including limousines; or
8. Other conveyances.
If
Your AAA membership explicitly includes motorcycles, then motorcycles are included in the term Motor Vehicle in that situation.
Nat
ural Disaster – means an event, including but not limited to wind storm, rain, snow, sleet, hail, lightning, dust or sand storm,
earthquake, tornado, flood, volcanic eruption, wildfire or other similar event that:
1. Is due to natural causes; and
2. Results in widespread severe damage such that the area of damage is officially declared a disaster area and the area is deemed to be
uninhabitable or dangerous.
Per
sonal Effects – means items that are regularly worn or carried and can include keys, identification card, wallet, watch, clothing and
toiletries.
Physician – means a licensed practitioner of the healing arts acting within the scope of their license. The attending physician may not be:
(a) an Insured Person; (b) an Insured Person’s spouse, civil union partner or domestic partner; (c) a person booked to accompany an
Insured Person on an Eligible Trip; or (d) a person who is related to an Insured Person, an Insured Person’s spouse, civil union partner or
domestic partner, child, parent, or sibling.